Becca's Story

A story from Becca,

"I know firsthand how devastating financial loss can be—and how powerful financial literacy is in rebuilding a life. In 2008, I had everything: a thriving family, a beautiful home, a farm, and financial security. Then, within two years, I lost it all—my marriage, my home, my church, and my stability. As a single mother of 13, I was left without resources or a way to provide for my children. Looking back, I wish I had listened to my father’s wisdom in my earlier years, but I thought my way was better. He built his entire financial security on cash value life insurance and annuities, allowing him to remain financially stable even during market crashes. His planning not only provided him with financial freedom throughout his life, but it also left my stepmother with a $3 million legacy after his passing. That realization sparked a passion in me: to help others avoid the financial hardships I endured and to empower them with the tools to build and protect their wealth. But there was another painful lesson I learned—one that changed my perspective on estate planning forever. Before my father got sick, he updated his will, ensuring that his biological children would inherit part of the legacy he worked so hard to build. However, after his passing, we learned that my stepmother had never filed that updated will in court. Instead, she legally inherited everything and distributed the wealth solely to her own children. She purchased homes, luxury toys, and vacations to places like Paris for them—while my biological siblings and I received nothing. While I never cared about material things, it was the principle of it all. My father had clear desires for his family, and he had worked hard to leave a legacy. But because he had a will instead of a trust, his wishes were ignored. If he had set up a trust, his estate would have been executed exactly as he intended—no loopholes, no court battles, no betrayal. I don’t share this for pity, but as a lesson. We never expect family to betray us, but money and emotions can bring out the worst in people. Without the right legal structure in place, everything you’ve worked for can end up in the wrong hands. That’s why I built Titus Wealth and Trust—to educate, empower, and equip people with financial and estate planning strategies that provide security, protect against market risks, and ensure that your legacy is honored exactly as you intend. No one should have to experience the losses I did. Financial security isn’t just about wealth—it’s about protecting your family, your legacy, and your peace of mind. Let’s take the first step together. Your future is worth protecting."